Foxglove Way, Hambleton, YO8

A 25% share in this, three bedroomed, mid-terrace, 'Leasehold' house, which is perfect for first-time buyers and small families, in this popular development in Hambleton.

Comprising: Entrance Hall with storage cupboard, Lounge, Kitchen/Diner with French doors, Ground Floor W.C and useful under stairs storage cupboard. Master Bedroom to the front of the property, Bedroom Two to the rear and a family bathroom.

To the front of the property is a strip paved footpath leading to the front entrance door with outside light and allocated parking spaces. To the rear is an enclosed garden with high level timber fencing which is mainly laid to lawn.

Leasehold Particulars:

Monthly payment to the landlord:

• Rent £458.73

• Service Charge: £14.16

• Total Monthly Payment: £ 472.89

??????To be eligible to purchase 25% share of this home you need to follow the below requirements:

Shared Ownership

• Shared Ownership is a home buying scheme where you buy a share, and pay rent to a landlord on the rest of the property.

• Shared Ownership is a home buying scheme suitable for if you cannot afford the deposit and mortgage payments for a home that meets your needs.

• You will buy a share of the property and pay rent to a landlord, like Thirteen, on the rest.

• Buy a share between 10% and 75% of the property's full market value pay rent to the landlord, like Thirteen, for the remaining share usually pay monthly service charges towards the maintenance of communal areas and grounds

Who can apply?

To qualify for our Shared Ownership scheme you will:

• be 18 years or older

• be a first-time buyer, do not currently own a home, or have an accepted offer (sold subject to contract)

• cannot afford all of the required deposits and mortgage payments for a home that meets your needs

• have an income of less than £80,000

• Have links to the local area

• Buying with Shared Ownership

The share of the property you will buy is usually between 25% and 75%. Some Shared Ownership schemes will allow you to buy a 10% share.

Once the share you are buying has been agreed with our advisors based on your affordability, you will pay for it by getting a mortgage to cover the amount of the share, or you can pay for it with savings.

You will need to plan for all the costs needed when buying a home. Costs will include:

• a reservation fee

• your deposit which will usually be between 5% and 10% of the share you're buying

• solicitors' fees

• home insurance

• and the monthly payments agreed for your mortgage, rent and service charge

• You may need to pay stamp duty too.

You can buy more shares in your home in the future or when you circumstances change. This is known as 'staircasing'. When you buy more shares, your rent payment will be less. In some cases, you can eventually own up to 80% of your home.

All customers must view the property and provide all relevant documentation to JP Harll before completing Thirteen Group's online assessment form.