40% purchase price - There is an option to purchase 100% for £195,000 A top floor 2 bedroom apartment with 1 allocated parking space which is undercover. The property comprises: Communal entrance, stairs to top floor, hallway with cupboards housing washing machine, water tank and storage space, lounge dining room modern kitchen. Master bedroom with dressing area and fitted wardrobe and door to shower en-suite, bathroom and second bedroom. Outside: Communal garden area, bit store, and 1 allocated parking bay which is under cover. You also have visitors parking bays nearby. Guinness Partnership LEASE- 245 years remaining SERVICE CHARGE - £160.33 per month RENT ON 60% - £326.53 per month Council tax - D * BUYERS PLEASE NOTE THE BELOW* Buyers must be assessed by Guinness to ensure that they meet the eligibility and affordability requirements for shared ownership. The buyer will have to submit an application form to purchase the property. We will not be able to instruct the sale before we have received the above information and confirmed that the buyer if eligible for shared ownership. To qualify for a shared ownership property the buyers must: Be at least 18 years old Have an cumulative annual household of less than £80,000 Be first time buyers or if they do already own a home, they must be in the process of selling it Be able to demonstrate that they have a good credit history (no bad debts or County Court Judgements) and can afford the regular payments and costs involved in buying a home Satisfy the affordability assessment carried out by an approved Mortgage Broker, using no more than 45% of their net monthly income (minus commitments) on their housing costs. In order to assess and application they will require the following documents from each applicant, if buying jointly: Photo page of passport (and visas if applicable) Payslips covering the last three consecutive months and latest P60 for employed applicants or the last three years of audited accounts and SA302 forms with accompanying Tax Year Overview from the HMRC for self employed applicants Itemised bank statement covering the last three consecutive months. This should show salary and rental payments and any direct debits appropriately annotated. Proof of savings or a gift letter accompanied by evidence of available funds that must be sufficient to cover buying costs and a mortgage deposit Current loan and credit card statements covering the last three consecutive months Two items of proof of your residential address for example a utility bill or council tax bill. Mobile phone bills are not an acceptable form of proof of address. ’Sales Disclaimer’’ ‘’These particulars are believed to be correct and have been verified by or on behalf of the Vendor. However any interested party will satisfy themselves as to their accuracy and as to any other matter regarding the Property or its location or proximity to other features or facilities which is of specific importance to them. Distances and areas are only approximate and unless otherwise stated fixtures contents and fittings are not included in the sale. Prospective purchasers are always advised to commission a full inspection and structural survey of the Property before deciding to proceed with a purchase.’’ Agent Notes- Successful buyers will be required to complete online identity checks provided by Lifetime Legal. The cost of these checks is £80 inc. VAT per purchase which is paid in advance, directly to Lifetime Legal. This charge verifies your identity in line with our obligations as agreed with HMRC and includes mover protection insurance to protect against the cost of an abortive purchase.